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The overage loan size for these institutions was # per cent of GDP per capita in
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The overage loan size for these institutions was 55 per cent of GDP per capita in 2005.
PPE § #, considerando FUN-2 UN-2
Whether quoted to you by a loan officer or a broker, the price of any loan may contain overages.
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The defendants allegedly paid loan officers a percentage of the overages as a commission and failed to monitor whether Hispanic consumers were paying higher overages than non-Hispanic white borrowers.
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They then paid loan officers a percentage of the overages as a commission, according to the complaint, and failed to monitor whether Hispanic consumers were paying higher overages than non-Hispanic white borrowers.
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According to the FTC’s complaint, the defendants gave loan officers and branch managers wide discretion to charge “overages” through higher interest rates and higher up-front charges.
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The complaint alleged that the company’s policy and practice of allowing loan officers to charge discretionary overages resulted in Hispanics being charged higher prices because of their national origin – price disparities that are “substantial, statistically significant, and cannot be explained by factors related to underwriting risk or credit characteristics of the applicants.”
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Generally, the difference between the lowest available price for a loan product and any higher price that the borrower agrees to pay is an overage.
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Generally, the difference between the lowest available price for a loan product and any higher price that the borrower agrees to pay is an overage.
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Generally, the difference between the lowest available price for a loan product and any higher price that the borrower agrees to pay is an overage.
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They allegedly gave loan officers and branch managers wide discretion to charge, in addition to the risk-based price, “overages” through higher interest rates and higher up-front charges.
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They allegedly gave loan officers and branch managers wide discretion to charge some borrowers, in addition to the risk-based price, “overages” through higher interest rates and higher up-front charges.
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