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Welsh[cy]
Mae 30 y cant o bensiynwyr heb gyfrif banc , eto mae'r Llywodraeth Lafur yn San Steffan , Llywodraeth Blair , wedi methu cymryd i ystyriaeth yr effaith dra niweidiol a gaiff ei chynigion ar gyfer system trosglwyddo credyd awtomatig ar y bobl hyn
English[en]
Thirty per cent of pensioners have no bank account , yet the Labour Government at Westminster , the Blair Government , has failed to take account of the devastating effect of its proposals for automated credit transfer on these people

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