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English

(b) a loan commitment given, a financial guarantee given or any other commitment given, irrespective of whether it is revocable or irrevocable, with the exception of undrawn credit facilities that may be cancelled unconditionally at any time and without notice, or that effectively provide for automatic cancellation due to deterioration in the borrower's creditworthiness.

Croatian

(b) preuzeta obveza po kreditima, preuzeto financijsko jamstvo ili bilo koja druga preuzeta obveza, neovisno o tome je li opoziva ili neopoziva, osim neiskorištenih kreditnih instrumenata koji se mogu bezuvjetno prekinuti u bilo kojem trenutku bez prethodne najave ili koji učinkovito omogućuju automatski prekid zbog pogoršanja kreditne sposobnosti dužnika.