indebtedness oor Wallies
indebtedness
en
State of owing money; being in debt.
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In terms of financial literacy, we have also been looking at this in terms of the over-indebtedness report that you were responsible for taking forward.
Dim gwybodaeth ' ynglyn ' ar gaelEnglishtainment upload Englishtainment upload
Do you share concern at the growing levels of credit use and over-indebtedness in Wales , especially among those already in poverty ? Would you encourage people having difficulties to seek assistance from organisations such as Citizens Advice Bureaux , and to use community-based , low-cost borrowing , such as credit unions , rather than the buy-now , pay-much-more-later-on of many other credit schemes ? Do you also agree that more research needs to be done to map the nature , extent and causes of over-indebtedness in Wales ?
DelweddauNameenglishtainment-tm-n3DlgJnA englishtainment-tm-n3DlgJnA
over-indebtedness
Trosi' r Llythyren & Gyntaf ym Mhriflythyrenlangbot langbot
indebtedness
Dim detholiadlangbot langbot
In that context, and in the context of my report on over-indebtedness to the last Assembly, I would welcome this Government's recommitment to improved financial literacy education in schools.
Cysawd X WindowEnglishtainment upload Englishtainment upload
The issues that you raise in relation to mortgage indebtedness are serious.
& Mynnu cyfrinairEnglishtainment upload Englishtainment upload
Mark, if you look at our financial inclusion strategy, which was published, as you know, in July 2009, and is available on the website, you will see that it gives the opportunity to provide a lead to partners in tackling financial exclusion and over-indebtedness in Wales, and a much-needed focus on the work that is already under way.
Cadw NewidiadauEnglishtainment upload Englishtainment upload
It is never too soon for young people to learn how to fend off this problem of indebtedness when credit seems terribly easy and when there are so many different ways of obtaining loans
Croestyniad efo Byrlwybr Cymhwysiad Arferolenglishtainment-tm-8zrr14Kv englishtainment-tm-8zrr14Kv
indebtedness
Larymau Ebostenglishtainment-tm-qMFfpWYY englishtainment-tm-qMFfpWYY
We cannot support amendment 3. When you consider the Welsh economy, indebtedness, housing, and education, those matters can be dealt with by this institution.
Dim detholiadEnglishtainment upload Englishtainment upload
Our strategy is based on the review of over-indebtedness by my colleague, Huw Lewis, which successfully identified the impact of debt and financial exclusion on many individuals, families and communities throughout Wales.
Cyfesuryn YEnglishtainment upload Englishtainment upload
We have had a number of conversations with the UK Government about a series of issues relating to indebtedness.
Trwsio namauEnglishtainment upload Englishtainment upload
I share with you our indebtedness to the cross-party group on autism and the good work that it has done in raising awareness and taking us more or less to this positive situation today.
Cliciwch ar y botwm yma os ydych eisiau ychwanegu math o ffeil (math mime) y gall eich cymhwysiad ei drinEnglishtainment upload Englishtainment upload
We have also had the over-indebtedness review , which I mentioned during questions last week
Uchder cymedrigenglishtainment-tm-8zrr14Kv englishtainment-tm-8zrr14Kv
over-indebtedness
Canolfan Gymorth KDEenglishtainment-tm-9semlGkq englishtainment-tm-9semlGkq
In conclusion, I am glad to see that the Assembly acknowledges that the problem of indebtedness is growing, but you will, hopefully, agree that the Assembly Government also acknowledges that it is a problem, and that, within our competences, we are actively engaged in a programme to promote financial inclusion.
Methu agor y calendr: %Englishtainment upload Englishtainment upload
Deputy Minister's Review of Over-indebtedness in Wales
Copïo i' r Gludfwrddenglishtainment-tm-fey7KqcA englishtainment-tm-fey7KqcA
Sadly, because of the contraction of the economy, we will see a great deal more indebtedness in society.
Gosodiadau Golygu Larwm RhagosodedigEnglishtainment upload Englishtainment upload
However, it would be within your control to take action to reduce the burden of indebtedness by improving the availability of money advice services and tackling illegal lending, which is not restricted purely to urban areas, but is also prevalent in some rural areas.
Gwneud y Ddogfen yn MewnolEnglishtainment upload Englishtainment upload
In the context of over-indebtedness in Wales, do you agree that we need to continue to develop the financial literacy aspect of the school curriculum so that young people are sufficiently well equipped to avoid threats such as loan sharks and even better placed when they are adults to manage the financial aspects of their life to best advantage?
Cyflymder y gêmEnglishtainment upload Englishtainment upload
This debate is particularly timely as , last week , I launched the Welsh Consumer Council's report , ` Credit Use in Wales ', which provides information on the level and nature of credit use and indebtedness among Welsh households
Blaenoriaethenglishtainment-tm-ORSVdjEB englishtainment-tm-ORSVdjEB
That report highlights an escalating problem of indebtedness and mortgage repossessions that requires an urgent and comprehensive response.
DogfennaethEnglishtainment upload Englishtainment upload
As well as acknowledging that I am a graduate of Cardiff's medical school , I register my indebtedness to it for the standard of that education that has made me such a well-rounded individual
Sori, nid oes yr un gêm wedi' i chadwenglishtainment-tm-RLeRILOa englishtainment-tm-RLeRILOa
There are no grounds for believing that current levels of indebtedness are having a material adverse effect on the Welsh economy
Mae' r llofnod yn ddilys, ond mae dilysrwydd yr allwedd yn anhysbysenglishtainment-tm-MutCi6fS englishtainment-tm-MutCi6fS
The First Minister : We are concerned about over-indebtedness , which can have substantial costs for individuals and our wider society
Cerdyn Postenglishtainment-tm-8zrr14Kv englishtainment-tm-8zrr14Kv
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