automatic premium loan clause
cláusula de préstamo automático
automatic premium loan oor Spaans
automatic premium loan
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In the case of life insurance, the law also requires that policies include clauses relating to a grace period, indisputability, non-forfeiture, dividends (when corresponding to participating plans), automatic premium loans, liquidation options, and value tables.
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A provision in a life insurance policy that allows for any premium not paid by the end of the grace period (usually 30 or 31 days) to be paid automatically by a policy loan if there is sufficient cash value.
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At the 15th anniversary, the ELP is automatically closed and loan and premium rights are definitively lost.
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Payment example includes a .10% discount for automatic payments and a .20% discount for direct deposit with the first payment scheduled 60 days after the start date of the loan and does not include amounts for any applicable title fees and insurance premiums.
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