Equal Credit Opportunity Act oor Spaans

Equal Credit Opportunity Act

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· The Equal Credit Opportunity Act (equal access and non-discrimination in housing, real estate and brokerage);
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Equal Credit Opportunity Act # sec # et seq
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Equal Credit Opportunity Act, 15 U.S.C. sec. 1691 et seq.
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The Equal Credit Opportunity Act of 1974 also prohibits discrimination on these same grounds in the extension of credit.
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Additionally, the 1974 Equal Credit Opportunity Act prohibits discrimination in the extension of credit, encompassing the actions of mortgage lenders and banks.
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In # the Division filed and resolved a major redlining case under the Fair Housing Act and the Equal Credit Opportunity Act (ECOA
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In 2006, the Division filed and resolved a major redlining case under the Fair Housing Act and the Equal Credit Opportunity Act (ECOA).
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Furthermore, the Equal Credit Opportunity Act and the Immigration and Nationality Act had anti-discriminatory provisions that prevented lenders and employers from engaging in discrimination.
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The United States enforces many laws that ensure that persons of every race have equal access to housing and credit through various statutes, including the Fair Housing Act and the Equal Credit Opportunity Act.
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In addition, under the Equal Credit Opportunity Act, a creditor may not discriminate on the basis of sex, race, color, religion, national origin, marital status, age, or source of income in any credit transaction.
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In addition, the Equal Credit Opportunity Act, 15 U.S.C. sec. 1691, prohibits creditors from discriminating against any applicant for credit on the basis of race, colour, religion, national origin, sex or marital status, or age.
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The Equal Credit Opportunity Act makes it unlawful for any creditor to discriminate in a credit transaction on the basis of race, colour, religion, national origin, sex, marital status, age, or source of income (e.g., public benefits).
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The Equal Credit Opportunity Act makes it unlawful for any creditor to discriminate in a credit transaction on the basis of race, colour, religion, national origin, sex, marital status, age, or source of income (e.g., public benefits
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In many circumstances, the Federal Government is authorized to initiate suits to enforce racial equality. See, e.g., the Voting Rights Act, the Fair Housing Act; Titles # and # of the Civil Rights Act; and the Equal Credit Opportunity Act
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Under statutes such as the Voting Rights Act; the Fair Housing Act; Titles # and # of the Civil Rights Act; the Equal Credit Opportunity Act; and others, the federal government is authorized to initiate suits to enforce these laws
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Under statutes such as the Voting Rights Act; the Fair Housing Act; Titles II, IV, VI and VII of the Civil Rights Act; the Equal Credit Opportunity Act; and others, the federal government is authorized to initiate suits to enforce these laws.
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On October # the Justice Department filed a complaint alleging that Centier Bank discriminated on the basis of race and national origin by refusing to provide its lending services to residents of minority neighborhoods in the Gary, Indiana, metropolitan area, in violation of the Fair Housing Act and the Equal Credit Opportunity Act
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· On October 13, 2006, the Justice Department filed a complaint alleging that Centier Bank discriminated on the basis of race and national origin by refusing to provide its lending services to residents of minority neighborhoods in the Gary, Indiana, metropolitan area, in violation of the Fair Housing Act and the Equal Credit Opportunity Act.
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In the area of Fair Housing and Lending, CRD’s Housing and Civil Enforcement Section enforces the Fair Housing Act, the Equal Credit Opportunity Act (ECOA), and Title III of the Civil Rights Act of 1964, the land use provisions of the Religious Land Use and Institutionalized Persons Act (RLUIPA), and the Servicemembers Civil Relief Act (SCRA).
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· The Fair Housing Act (Title VIII of the Civil Rights Act of 1968), which prohibits discrimination in the sale, rental, and financing of dwellings based, inter alia, on race, colour, or national origin; and the Equal Credit Opportunity Act, which prohibits creditors from discriminating against credit applicants on the basis of, inter alia, race, colour, or national origin.
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In addition, enforcement against private parties who engage in discrimination is pursued under the Fair Housing Act and the Equal Credit Opportunity Act; Title VI of the 1964 Civil Rights Act (entities that receive federal funds); Executive Order 11246 (federal contractors and subcontractors); and the INA (discrimination on the basis of national origin or, for certain classes of “protected individuals,” citizenship status).
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Other statutes that protect against racial discrimination include, inter alia, the Civil Rights Act of 1968, the Equal Credit Opportunity Act, the Violent Crime Control and Law Enforcement Act of 1994, the anti-discrimination provision of the Immigration and Nationality Act, the Higher Education Act of 1965, the Equal Educational Opportunities Act of 1974, the Housing and Community Development Act of 1974 and the Workforce Investment Act of 1998.
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The complaint alleged that Delta, which made loans with the assistance of mortgage brokers, violated the Fair Housing and Equal Credit Opportunity Acts by granting home mortgage loans with higher broker fees to African American females than those provided to white males, that it violated the Real Estate Settlement Practices Act by allowing unreasonable broker fees, and that it violated the Home Ownership and Equity Protection Act by engaging in asset‐based lending.
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DOJ also enforces the Equal Credit Opportunity Act, which prohibits discrimination in lending; Title II of the Civil Rights Act of 1964, which prohibits discrimination in public accommodations; the Religious Land Use and Institutionalized Persons Act (RLUIPA), which prohibits religious discrimination in zoning; Servicemembers Civil Protection Act (SCRA), which provides civil protections for active duty service members; and Title III of the Civil Rights Act of 1964, which prohibits discrimination in public facilities.
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The Division also enforces laws prohibiting patterns or practices of police misconduct (42 U.S.C. sec. 14141), protecting the constitutional and federal statutory rights of persons confined to certain institutions owned or operated by state or local governments, such as prisons, jails, nursing homes, and mental health facilities (the Civil Rights of Institutionalized Persons Act (CRIPA)), and the Equal Credit Opportunity Act and the Fair Housing Act (the Department of Justice shares responsibility for administration of the latter statute with the Department of Housing and Urban Development).
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