guaranteed annuities oor Spaans
guaranteed annuities
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· July 1998 First complaints received by Personal Investment Authority Ombudsman about policies with guaranteed annuities.
Chicos, un poco de ayudanot-set not-set
· October 1993 Guaranteed annuity rates “in the money” for a short time.
Cuidado o también serás liquidadonot-set not-set
· April 1995 Guaranteed annuity rates “in the money”.
No lo recuerdo.¿ Cuánto cobras por ser mi amiga?not-set not-set
- GAR policyholders, i.e. those having a guaranteed annuity option on their policy
Nuestra separación no fue muy amistosanot-set not-set
· GAR: Guaranteed Annuity Rate.
luego ni pensaba en si le queríanot-set not-set
(4) policyholders with guaranteed annuity rates would lose their guarantees, offering potential significant reduction of liabilities."
La Srta.Floria Ayers, mi mamánot-set not-set
This guaranteed annuity rate (GAR) is adjusted upwards or downwards at the end of the guarantee period.
Dijiste que me ibas a llevar hasta Yukinojonot-set not-set
· Autumn 1982 Current annuity rates fell below guaranteed annuity rates for a short time during autumn of this year.
las últimas novedades.¿ Diana?not-set not-set
· 1957 Equitable Life sold its first retirement annuity (RAP), based on a(55) mortality tables and containing Rates of Guaranteed Annuity.
Una homologación civil de tipo; onot-set not-set
(f) deposits made in return for a guaranteed annuity or an accumulated cash balance upon retirement, including deposits made under a pension saving plan;
Me parecía que era más conmigoEurLex-2 EurLex-2
By then there were about 12 sales people and none of us had ever heard about the guaranteed annuities, as they were never sold in Ireland.
Vaya, sí que tarda tu hermanonot-set not-set
- 70.000 GAR individual policyholders would get an increase of 17,5% in their policy value, in exchange for giving up their rights to a guaranteed annuity rate
Todo el fondo está acribilladonot-set not-set
By then there were about 12 sales people and none of us had ever heard about the guaranteed annuities, as they were never sold in Ireland.
¡ Los intrusos no reciben galletas!not-set not-set
There is powerful evidence to suggest that, from 1998 onwards, ELAS did not adequately disclose the risk posed by guaranteed annuity rates to prospective policyholders with non-guaranteed rates.
¿ Cuántas veces te he oído decir eso?- Maureen, es una buena idea.- ¿ En serio?not-set not-set
In practice, it was proposed that GAR policyholders would get an increase of 17.5% in their policy value in exchange for giving up their rights to a guaranteed annuity rate.
Cierren, por favor!not-set not-set
Quite simply, the Society knew it could not afford to honour its guaranteed annuity promises and, accordingly, sought to construct its bonus rate regime so that the guarantees would be worthless."
Me pregunto si el Hotel Vogard todavía existenot-set not-set
(September 2001) cited a leaked memo from a civil servant to the FSA managing director, dated 5 November 1998: it expressed concern "about whether Equitable had the reserves to pay its guaranteed annuities.
¿ Qué pensaba la otra parte?not-set not-set
The Cazalet Memorandum of January 2001 sent to the Treasury Committee agreed that "it would be in the interest of the Society as a whole to resolve the guaranteed annuity option problem by having policyholders with pensions in deferment relinquish their options ...
Tengo que encontrar un cajeronot-set not-set
In WE-CONF 19, for instance, a view is expressed that policyholders in Ireland and Germany were discriminated against by the sheer fact that non of them was entitled to the guaranteed annuity rate (because ELAS had stopped offering such policies before the two branches were opened).
Quiero hablar contigonot-set not-set
The House of Lords ruled that ELAS did not have discretion under its articles of association to adopt a differential bonus policy according to whether a policy holder with a guaranteed annuity rate option (GAR) decided to take benefits at guaranteed rates rather than current rates.
¡ Querida, son tres días!not-set not-set
In WE29 Professor David BLAKE claimed that "the compromise scheme proposal documentation of December 2001 (and the 2001 interim accounts) indicated to policyholders that the with-profits fund would face an uncertain future only if policyholders failed to vote for the compromise scheme proposal that removed the problem with guaranteed annuities (GARs).
Si quieres saber la verdad sigo un poco enojadonot-set not-set
Equitable did not correctly predict the increase in life expectancy of the general population nor the historical fall in interest rates; thus, a time-bomb started ticking the moment GARs were introduced, with the firm consistently under-reserving for the guaranteed annuities throughout the whole period and creating an ever-increasing asset shortfall.
Muchas gracias, señornot-set not-set
· 1983 Approach to meeting cost of annuity guarantees out of terminal bonus was decided upon by the Society’s management.
¿ Qué coche deberíamos tomar, Coronel?not-set not-set
In its assessment of the compromise scheme (WE 67) the FSA concludes as follows: "The FSA is content that, in relation to the relevant groups of guaranteed annuity rate (“GAR”) and non-GAR policyholders, the level of increase to policy values is a fair offer in exchange for the GAR rights and potential mis-selling claims that would be given up.
Mi inhalador esta en mi autonot-set not-set
The handling of the problem related to Guaranteed Annuity Rates (GAR) appears at the core of evidence and complaints put forward to this Committee of Inquiry by petitioners and policyholders, in particular regarding the alleged failure by regulators to recognize the GAR risk potential for EL's solvency and their subsequent failure to adequately inform and/or warn prospective policyholders about this risk exposure.
Y ahora va a pagarnot-set not-set
245 sinne gevind in 18 ms. Hulle kom uit baie bronne en word nie nagegaan nie.